NEW MEDIA

I’ve created my first business plan!  Granted, I won’t be able to make it a reality until I have some serious investment capital and a space and clients (small potatoes), but I feel like just having drawn up the business plan, I have already achieved some measure of success.  I’ve wanted to be an interior designer since I was a three year old and used my watercolor set to paint on the walls in bold (yet somewhat crooked) stripes.  It took me through high school where I struggled with my art teacher and college where I finally got to do exactly what I wanted (but I struggled with my parents about my course load).  Now, though I’m working as an administrative assistant in an office, I have my own business plan for interior design, and I’m spending all day dreaming of custom bedding, personalized throws and custom pillows.  I collect paint chips and play with combinations, get accustomed to the finishes, and go to every staged open house I can find.  It’s not making me money yet, but I feel like I’m finally living my dreams.  It’s a long time coming, and yes, I have a long time yet to go, but I feel like it’s all really happening.

Technorati Tags: custom bedding, custom pillows, Interior design, personalized throws

Why more young people should be getting term life insurance policies.

There’s a very good reason why young people should be buying term life insurance policies. Do you want to know what it is? Money. That’s right, young people can save money if they get their term insurance policies sooner rather than later. Even though most young people are too busy with their jobs, friends, and just leading their lives, they should spare enough time to think about getting the life insurance that will benefit their families if something unfortunate should befall them. Of course, some people think that whole life insurance, that is a policy that retains some cash value whether it’s used or not, is the best way to go, but whole life insurance is expensive, which is why more people opt for term life insurance. A term life policy can’t be cashed in, but in the event of an accidental death, it will provide an immediate cash payout to whoever the beneficiaries are. Nobody likes to think about something bad happening, but when it does, it’s better to be prepared than to be taken by surprise. Look, nobody can foresee the future, and no matter how healthy and young you are, accidents can happen, especially to young people who often take foolish chances that their elders have learned to avoid.

Technorati Tags: term insurance, Term life insurance

My son suffers from asthma and I’ve heard some mothers say they treat their kids with steroids.  I may be old fashioned but every time I hear that word I think of bodybuilding supplements and illegal steroid activity.  I am writing on this doctor’s site to find out the truth about this treatment for asthma.  My son is six and it breaks my heart that he can’t play outside with friends for as long as the other kids because he soon becomes wheezy and out of breath.  He wants to join the summer baseball little league but because of his condition, the coach says he needs to be treated first.  I have never believed in modern medicine as I believe most ailments can be cured through natural remedies.  But when it comes to my son being able to breathe, I am willing to step outside of my comfort zone.  If he does go on one of the steroid cycles I’ve heard about, will he take them through an inhaler?  Or will he have to be popping pills at his young age?  How long will he have to keep taking the inhaler and will it affect other parts of his body or his testosterone?  I know I need to do something to help keep him healthy but, as a single mother, I need some outside assurance that steroids are the right way to go.

Technorati Tags: bodybuilding supplements, little league, steroid cycles, Steroids, testosterone

Keeping your airsoft gun clean is an essential part of gun ownership.  Airsoft guns require some regular maintenance.  Although an airsoft gun does not compare mechanically to a regular firearm, it is still necessary to clean your airsoft gun as you would a regular firearm.  If you make the investment of purchasing a quality gun, such as a Tokyo Marui or a KWA airsoft, take the time to clean it properly.

If you own an airsoft gun, a cleaning kit is a must have accessory.  Most kits coast less than $20 and contain cleaning rods, brushes, a barrel mop, and a jag.  Never use petroleum based lubricants when cleaning your airsoft gun.  During your regular gun maintenance, you can use a soft, slightly damp cloth to wipe down the gun’s exterior.  To clean your airsoft gun, first turn it off.  Remove the tank or battery.  Use a damp cloth to wipe off the outside of the barrel and magazine.  Use cotton balls or swabs for any stubborn dirt.  Never soak the gun in any type of liquid.

The barrel of the gun can be cleaned with a silicone oil spray.  Clean the barrel on a regular basis.  Any maintenance or repair of the internal mechanisms should be done only by a professional.  An airsoft gun’s gearbox should be cleaned and lubricated every six months.  Take your gun to a professional to have this done.

Technorati Tags: airsoft, kwa airsoft, Tokyo marui

Everyone keeps telling me that now is the perfect time to buy a house because of the great prices on real estate.  However, if I buy a house I’ll need to make a down payment and it seems no matter what I do I cannot save up enough to put down for a house. 

I examined my budget a little closer and it became very clear that the main reason I do not have enough savings is because of all of the little credit card payments I am making each month.  First of all I know making the minimum payment will never get the card paid off, but secondly, I don’t have enough left over to save for a home.  I spoke with a financial advisor who suggested I consider debt consolidation.  If I consolidate my debt then I can reduce my minimum payment and get a better interest rate.  I found a great site online which researched the best consolidation loans out there and I submitted an application online.

I am not making ten different little payments I will be able to save twice as much and should be able to put a down payment on a house within about a year.

Technorati Tags: credit card, debt consolidation, down payment